Jack Schmitt Ford of Collinsville has business arrangements with over 40 different local and national lenders. There is a good chance that we work with your preferred lender. With certain lenders, due to prior funding problems, some vehicles may not be released until we are 100% funded by the lender. This is a very small group of lenders. While we still accept payment from these lenders we do not release vehicles until we are fully funded. This can result in delays up to 12 business days. See our sales team with questions.

We accept all major credit cards. There is a 3% fee for credit card transactions. No fee for Debit. Max credit card vehicle deposit is $3,000

*Note: Certain out of state purchase scenarios may require a $1000 contingent refundable deposit.

We would love to sell you a vehicle, however, several states and financial institutions have new regulations and requirements making it difficult, or even impossible. Title and registration information must be obtained regarding your home state, for that reason we will only be able to assist you Monday through Friday 9:00 - 3:00. The vehicle you are inquiring about will not be held during that time. We will need additional time to gather all of the necessary information from your home state regarding taxes, fees, inspection and emission information, and required forms. Rarely will you be able to take delivery the same day.

Due to proof of identity requirements, in most cases you must sign all documents in person and take delivery from the dealership. Jack Schmitt Ford does not arrange shipping or recommend a shipping partner. Those arrangements must be made by the purchaser. Jack Schmitt Ford assumes no responsibility for vehicles that are purchased and picked up by a transit carrier by the customer.

The advertised pricing for the new vehicles on our website and other medias is after all Ford incentives applicable to residents of the St. Louis region. Ford may offer different incentives for your home address, therefore the pricing may be different. We are happy to search for current incentives 

Most states, but not all states, are "reciprocal" with Illinois for sales tax. States that are not, you would be responsible for paying your sales tax on the vehicle to that state. Jack Schmitt Ford assumes no responsibility for any out of state tax situation resulting from an individuals personal tax situation, rebates or tax incentives that may be offered in your home state, or other tax issues resulting from a vehicle purchase. Discovery that you do not qualify for EV tax credits or other tax incentives or credits after purchase, etc. will be the purchaser's responsibility to bear.  Customers with concerns related to out of state taxes should review those concerns with a trusted tax professional familiar with that locale prior to purchasing. 

Some states have different emission requirements than Illinois. Jack Schmitt Ford makes no guarantees and assumes no responsibility for a Jack Schmitt Ford vehicle passing state emissions outside of Illinois.

Certified or wired funds must be received from your lender by the dealership before delivery. Drafts, letters of credit, or funds on hold will not be accepted on out of state deals. We will also be happy to assist you with financing.

You will be required to provide state and VIN specific insurance, driver's licenses from your state, and if transferring a license plate, a copy of your state registration. All of these items must match the address of your new registration.

No problem, unless your home state requires a vehicle/emissions inspection in your home state before they will title and register the vehicle.

Yes, if you purchase a preowned vehicle with immediately available certified funds. No, if your purchase any new vehicle, or financed preowned vehicle. Lenders require the dealership provide proof of registration and lien record. Ford requires proof of registration matching any incentives received.

There are a few states that will not/cannot give us the amount of local/city/county/ state fees, sales tax, ad valorem tax, or use tax. For the same reasons as in the above answer, we would not be able to deliver the vehicle.

Each state varies greatly on how fast they process out of state titles and registration. If you must provide emissions, state inspection, ad-valorem or paid property tax-fees-assessments receipts, this will increase the processing time. Our goal, if we have all the documents, is to complete the registration within 60 days.

Jack Schmitt Ford does not hold vehicles without a signed purchase order, a deposit, and approved credit. We will not release any vehicle until we are fully funded on the transaction. If you are making plans to travel to the dealership it is best to make sure that you have arranged financing with us or that your payment method is cleared with the dealership. We do not accept wire transfers and all  down payment checks must be verified through Telecheck. Checks must clear prior to vehicle release. If there is a bank involved on a Saturday, etc. and we cannot reach them or complete the transaction, the vehicle will not be released.

No. Jack Schmitt Ford does not hold vehicles for any reason. Vehicles are sold on a first come, first-served basis. If an individual is on location test driving the vehicle, they will have the opportunity of "first right of refusal" during that visit. If they do not purchase, then the next customer or appointment in can view the vehicle from there. This is not done for any other reason than that we invest a lot to advertise each vehicle and at any given time, multiple people are "considering" most of the vehicles in our inventory. When we have customers with sales appointments, the team does their best to advise anyone traveling to the dealership that someone is looking at their vehicle of choice, however that isn't always possible. Once a vehicle is advertised or promoted online, they often sell very quickly and often without warning. Not all customers contact the dealership prior to visiting.